Educational use only — not investment advice. "Undervalued / fairly valued / overvalued" and every risk score reflect our models vs. price, which can be wrong or based on stale or incomplete data. Always review the company's own financials and SEC filings, and consult a licensed advisor, before acting.
AFRM
Deeply overvalued
Affirm Holdings, Inc.
Price$77.15
Model IV$28.74
P/IV2.50
Premium +168%
Return to IV: -62.7%
Market implies +27.3%/yr
vs model +15.3% · above model
ATLC
Deeply undervalued
Atlanticus Holdings Corp
Price$91.75
Model IV$144.96
P/IV0.62
Discount 37%
Return to IV: +58.0%
Market implies +1.7%/yr
vs model +12.0% · below model
ATLCL
Deeply undervalued
Atlanticus Holdings Corp
Price$25.30
Model IV$196.92
P/IV0.13
Discount 87%
Return to IV: +678.3%
Market implies -22.7%/yr
vs model +12.0% · below model
ATLCP
Deeply undervalued
Atlanticus Holdings Corp
Price$23.18
Model IV$196.92
P/IV0.12
Discount 88%
Return to IV: +749.5%
Market implies -24.4%/yr
vs model +12.0% · below model
ATLCZ
Deeply undervalued
Atlanticus Holdings Corp
Price$25.05
Model IV$196.92
P/IV0.13
Discount 87%
Return to IV: +686.1%
Market implies -22.9%/yr
vs model +12.0% · below model
BFH
Deeply undervalued
BREAD FINANCIAL HOLDINGS, INC.
Price$100.73
Model IV$209.26
P/IV0.47
Discount 52%
Return to IV: +107.7%
Market implies -4.9%/yr
vs model +6.8% · below model
CACC
Deeply undervalued
CREDIT ACCEPTANCE CORP
Price$542.82
Model IV$1,293.83
P/IV0.42
Discount 58%
Return to IV: +138.4%
Market implies -6.7%/yr
vs model +7.3% · below model
OMF
Valuation N/A
OneMain Holdings, Inc.
Price$56.42
Model IV—
P/IV—
Limited data — see page
PICS
Valuation N/A
PicS N.V.
Price$11.98
Model IV—
P/IV—
Limited data — see page
WRLD
Deeply undervalued
WORLD ACCEPTANCE CORP
Price$180.20
Model IV$755.88
P/IV0.23
Discount 76%
Return to IV: +319.5%
Market implies -17.4%/yr
vs model +5.6% · below model