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Best Fintech stocks to buy

Every US-listed Fintech company we cover, each valued from its own filings, so you can see which ones are priced below what the business earns and which are priced for perfection.

Every analyzed stock in Fintech — 112 companies. Each card shows price, our model's intrinsic value (IV), and how far price sits above or below it. Click any card for the full analysis. This is a research-triage view, not a buy/sell signal.

Fintech today, by the numbers

Across the 106 companies in this theme we have prices and filings for. Counts and medians of what is already on each stock page, not a forecast.

15.0×
Typical P/E
Median price-to-earnings of the 64 profitable companies: the price pays for this many years of current profit.
31.3×
Whole-theme P/E
Total market value divided by total profit, losses included. Far above the typical P/E means a few big loss-makers or richly priced giants.
38%
Losing money
Share of companies whose latest reported earnings were negative.
40%
Above their 200-day average
The typical stock sits 5.8% below its own 200-day average price.
39%
Above their 50-day average
Share of stocks trading above their own 50-day average price.

Each stock's price and averages come from its latest full analysis, so they match each other. Refreshed twice a day.

Educational use only — not investment advice. "Undervalued / fairly valued / overvalued" and every risk score reflect our models vs. price, which can be wrong or based on stale or incomplete data. Always review the company's own financials and SEC filings, and consult a licensed advisor, before acting.
Sort by: A–Z Most overvalued Most shorted Buyers' strike Largest
This week in Fintech
Fintech — Oct 5 – Oct 9, 2026 (Wk 41): Fintech Week: AI, Crypto, and Deposit Yields Shape Sector Discussions →
This week in fintech saw discussions around the impact of AI on commerce and financing, the potential for crypto investing to alter investment cases, and the implications of higher interest rates for deposit yields. Retail investing…
ACIW
ACI WORLDWIDE, INC.
Fairly valued
Technology
Price$50.87
Model IV$53.79
P/IV0.92
Discount 5% Return to IV: +5.7%
Market implies +7.5%/yr vs model +10.3% · in line
AFRM
Affirm Holdings, Inc.
Deeply overvalued
Financial Services
Price$80.70
Model IV$28.74
P/IV2.50
Premium +181% Return to IV: -64.4%
Market implies +28.0%/yr vs model +15.3% · above model
ALP
Alpha Compute Corp
Valuation N/A
Financial Services
Price$3.97
Model IV—
P/IV—
Limited data — see page
AMBR
Amber International Holding Ltd
Valuation N/A
Financial Services
Price$1.88
Model IV—
P/IV—
Market implies +44.5%/yr
ASUR
ASURE SOFTWARE INC
Undervalued
Technology
Price$7.34
Model IV$9.78
P/IV0.79
Discount 25% Return to IV: +33.3%
Market implies +6.1%/yr vs model +15.9% · below model
AVX
AVAX ONE TECHNOLOGY LTD.
Valuation N/A
Financial Services
Price$4.79
Model IV—
P/IV—
Market implies +73.9%/yr
BGDE
Big Digital Energy, Inc.
Valuation N/A
Financial Services
Price$5.13
Model IV—
P/IV—
Market implies -21.1%/yr
BLKB
BLACKBAUD INC
Undervalued
Technology
Price$45.48
Model IV$59.36
P/IV0.73
Discount 23% Return to IV: +30.5%
Market implies +3.5%/yr vs model +9.9% · below model
BTGO
BITGO HOLDINGS, INC.
Valuation N/A
Financial Services
Price$7.33
Model IV—
P/IV—
Limited data — see page
BULL
Webull Corp
Undervalued
Financial Services
Price$6.31
Model IV$7.64
P/IV0.83
Discount 17% Return to IV: +21.1%
Market implies +2.0%/yr vs model +5.7% · below model
BULLW
Webull Corp
Deeply undervalued
Financial Services
Price$1.80
Model IV$7.91
P/IV0.34
Discount 77% Return to IV: +339.7%
Market implies -25.0%/yr vs model +5.7% · below model
CASH
PATHWARD FINANCIAL, INC.
Fairly valued
Financial Services
Price$71.87
Model IV$77.38
P/IV0.93
Discount 7% Return to IV: +7.7%
CASS
CASS INFORMATION SYSTEMS INC
Overvalued
Technology
Price$53.40
Model IV$42.32
P/IV1.27
Premium +26% Return to IV: -20.7%
Market implies +10.2%/yr vs model +10.0% · in line
CCB
COASTAL FINANCIAL CORP
Fairly valued
Financial Services
Price$40.74
Model IV$39.39
P/IV1.08
Premium +3% Return to IV: -3.3%
CHYM
Chime Financial, Inc.
Valuation N/A
Financial Services
Price$30.08
Model IV—
P/IV—
Market implies +23.5%/yr
CNDT
CONDUENT Inc
Valuation N/A
Technology
Price$1.60
Model IV—
P/IV—
Market implies -1.4%/yr vs model +0.0% · in line
CPAY
CORPAY, INC.
Fairly valued
Technology
Price$397.92
Model IV$439.07
P/IV0.82
Discount 9% Return to IV: +10.3%
Market implies +11.8%/yr vs model +16.3% · below model
CRCL
Circle Internet Group, Inc.
Deeply overvalued
Financial Services
Price$84.51
Model IV$23.03
P/IV3.67
Premium +267% Return to IV: -72.7%
Market implies +26.6%/yr vs model +37.6% · below model
CXT
Crane NXT, Co.
Fairly valued
Industrials
Price$50.45
Model IV$47.62
P/IV1.02
Premium +6% Return to IV: -5.6%
Market implies +5.8%/yr vs model +5.8% · in line
DAAQ
Digital Asset Acquisition Corp.
Valuation N/A
Financial Services
Price$10.47
Model IV—
P/IV—
Limited data — see page
DAAQU
Digital Asset Acquisition Corp.
Valuation N/A
Financial Services
Price$10.57
Model IV—
P/IV—
Limited data — see page
DAAQW
Digital Asset Acquisition Corp.
Valuation N/A
Financial Services
Price$0.24
Model IV—
P/IV—
Limited data — see page
DAVE
Dave Inc./DE
Fairly valued
Financial Services
Price$368.42
Model IV$418.92
P/IV0.67
Discount 12% Return to IV: +13.7%
Market implies +17.5%/yr vs model +25.0% · below model
DAVEW
Dave Inc./DE
Valuation N/A
Financial Services
Price$1.43
Model IV—
P/IV—
Market implies -50.0%/yr
DCX
Digital Currency X Technology Inc.
Valuation N/A
Consumer Cyclical
Price$2.73
Model IV—
P/IV—
Market implies +40.5%/yr vs model +8.0% · above model
DFDVW
DeFi Development Corp.
Fairly valued
Financial Services
Price$0.74
Model IV$0.83
P/IV1.16
Discount 11% Return to IV: +12.5%
Market implies +1.2%/yr vs model +50.0% · below model
DLO
dLocal Ltd
Valuation N/A
Technology
Price$15.23
Model IV—
P/IV—
Limited data — see page
DLX
DELUXE CORP
Deeply undervalued
Communication Services
Price$23.14
Model IV$49.52
P/IV0.49
Discount 53% Return to IV: +114.0%
Market implies -8.5%/yr vs model +3.3% · below model
ETSY
ETSY INC
Fairly valued
Technology
Price$76.71
Model IV$66.75
P/IV1.02
Premium +15% Return to IV: -13.0%
Market implies +11.4%/yr vs model +11.4% · in line
EVCM
EverCommerce Inc.
Deeply overvalued
Technology
Price$9.14
Model IV$6.62
P/IV1.70
Premium +38% Return to IV: -27.6%
Market implies +9.2%/yr vs model +6.9% · in line
EVTC
EVERTEC, Inc.
Deeply undervalued
Technology
Price$29.64
Model IV$80.16
P/IV0.31
Discount 63% Return to IV: +170.4%
Market implies -2.5%/yr vs model +15.1% · below model
EXFY
Expensify, Inc.
Overvalued
Technology
Price$2.40
Model IV$1.90
P/IV0.61
Premium +26% Return to IV: -20.7%
Market implies +0.4%/yr vs model +2.0% · in line
FINV
FinVolution Group
Deeply undervalued
Financial Services
Price$3.06
Model IV$17.52
P/IV0.19
Discount 83% Return to IV: +472.6%
Market implies -21.1%/yr vs model +7.7% · below model
FIS
Fidelity National Information Services, Inc.
Deeply undervalued
Technology
Price$34.04
Model IV$97.34
P/IV0.44
Discount 65% Return to IV: +186.0%
Market implies -5.9%/yr vs model +10.0% · below model
FISV
FISERV INC
Deeply undervalued
Technology
Price$45.63
Model IV$179.19
P/IV0.32
Discount 75% Return to IV: +292.7%
Market implies -9.1%/yr vs model +12.4% · below model
FLD
Fold Holdings, Inc.
Deeply overvalued
Financial Services
Price$0.59
Model IV$0.27
P/IV2.16
Premium +119% Return to IV: -54.2%
Market implies +9.4%/yr vs model +15.0% · below model
FLYW
Flywire Corp
Deeply overvalued
Technology
Price$18.76
Model IV$6.40
P/IV2.51
Premium +193% Return to IV: -65.9%
Market implies +33.8%/yr vs model +25.0% · above model
FOUR
Shift4 Payments, Inc.
Valuation N/A
Technology
Price$40.00
Model IV—
P/IV—
Market implies -50.0%/yr vs model +25.0% · below model
FTFT
Future FinTech Group Inc.
Valuation N/A
Technology
Price$3.20
Model IV—
P/IV—
Market implies +43.2%/yr
GPN
GLOBAL PAYMENTS INC
Deeply undervalued
Technology
Price$82.20
Model IV$125.32
P/IV0.67
Discount 34% Return to IV: +52.5%
Market implies +0.4%/yr vs model +7.7% · below model
GRAB
Grab Holdings Ltd
Valuation N/A
Technology
Price$3.19
Model IV—
P/IV—
Limited data — see page
HKD
AMTD Digital Inc.
Deeply undervalued
Financial Services
Price$1.73
Model IV$3.43
P/IV0.53
Discount 50% Return to IV: +98.5%
Market implies +3.9%/yr vs model +20.3% · below model
IDT
IDT CORP
Deeply overvalued
Communication Services
Price$81.49
Model IV$45.70
P/IV1.21
Premium +78% Return to IV: -43.9%
Market implies +7.1%/yr vs model +0.4% · above model
IIIV
i3 Verticals, Inc.
Deeply overvalued
Technology
Price$15.98
Model IV$6.67
P/IV2.40
Premium +140% Return to IV: -58.3%
Market implies +13.5%/yr vs model +2.0% · above model
IMXI
International Money Express, Inc.
Deeply undervalued
Technology
Price$12.67
Model IV$28.44
P/IV0.40
Discount 55% Return to IV: +124.5%
Market implies -4.0%/yr vs model +10.6% · below model
INTU
INTUIT INC.
Deeply undervalued
Technology
Price$302.75
Model IV$713.19
P/IV0.44
Discount 58% Return to IV: +135.6%
Market implies -0.5%/yr vs model +13.4% · below model
JFIN
Jiayin Group Inc.
Deeply undervalued
Financial Services
Price$1.35
Model IV$11.73
P/IV0.37
Discount 89% Return to IV: +771.9%
Market implies -13.7%/yr vs model +25.0% · below model
JKHY
JACK HENRY & ASSOCIATES INC
Deeply undervalued
Technology
Price$149.31
Model IV$248.29
P/IV0.55
Discount 40% Return to IV: +66.3%
Market implies +1.8%/yr vs model +9.9% · below model
JMIA
Jumia Technologies AG
Valuation N/A
Consumer Cyclical
Price$6.28
Model IV—
P/IV—
Market implies +19.4%/yr
KLAR
Klarna Group plc
Valuation N/A
Financial Services
Price$14.06
Model IV—
P/IV—
Limited data — see page
KSPI
Joint Stock Co Kaspi.kz
Valuation N/A
Technology
Price$92.99
Model IV—
P/IV—
Limited data — see page
LIFE
Ethos Technologies Inc.
Deeply overvalued
Financial Services
Price$36.96
Model IV$11.23
P/IV1.68
Premium +229% Return to IV: -69.6%
Market implies +35.8%/yr vs model +25.0% · above model
LSAK
LESAKA TECHNOLOGIES INC
Deeply overvalued
Financial Services
Price$4.68
Model IV$1.40
P/IV3.02
Premium +235% Return to IV: -70.2%
LSPD
Lightspeed Commerce Inc.
Deeply undervalued
Technology
Price$10.64
Model IV$52.94
P/IV0.18
Discount 80% Return to IV: +397.5%
Market implies -27.5%/yr vs model +48.5% · below model
LX
LexinFintech Holdings Ltd.
Deeply undervalued
Financial Services
Price$0.70
Model IV$19.21
P/IV0.11
Discount 96% Return to IV: +2,630.4%
Market implies -50.0%/yr vs model +7.1% · below model
MELI
MERCADOLIBRE INC
Deeply undervalued
Technology
Price$1,889.85
Model IV$5,908.70
P/IV0.29
Discount 68% Return to IV: +212.7%
Market implies +3.1%/yr vs model +25.0% · below model
MI
NFT Ltd
Valuation N/A
Financial Services
Price$0.90
Model IV—
P/IV—
Market implies +18.2%/yr
MQ
Marqeta, Inc.
Deeply overvalued
Technology
Price$18.11
Model IV$6.71
P/IV2.70
Premium +170% Return to IV: -62.9%
Market implies +18.6%/yr vs model +5.5% · above model
NAKA
Nakamoto Inc.
Valuation N/A
Financial Services
Price$8.54
Model IV—
P/IV—
Market implies +60.3%/yr
NAVN
Navan, Inc.
Deeply overvalued
Technology
Price$23.64
Model IV$11.97
P/IV1.97
Premium +97% Return to IV: -49.4%
Market implies +9.1%/yr vs model +32.1% · below model