Educational use only — not investment advice. "Undervalued / fairly valued / overvalued" and every risk score reflect our models vs. price, which can be wrong or based on stale or incomplete data. Always review the company's own financials and SEC filings, and consult a licensed advisor, before acting.
TRST
Deeply overvalued
TRUSTCO BANK CORP N Y
Price$54.76
Model IV$35.54
P/IV1.46
Premium +54%
Return to IV: -35.1%
TSBK
Overvalued
TIMBERLAND BANCORP INC
Price$45.38
Model IV$37.50
P/IV1.20
Premium +21%
Return to IV: -17.4%
UBCP
Overvalued
UNITED BANCORP INC /OH/
Price$14.50
Model IV$12.56
P/IV1.22
Premium +15%
Return to IV: -13.4%
UBS
Deeply overvalued
UBS Group AG
Price$47.06
Model IV$31.59
P/IV1.57
Premium +49%
Return to IV: -32.9%
UBSI
Deeply overvalued
UNITED BANKSHARES INC/WV
Price$45.70
Model IV$34.82
P/IV1.25
Premium +31%
Return to IV: -23.8%
UCB
Overvalued
UNITED COMMUNITY BANKS INC
Price$33.58
Model IV$28.77
P/IV1.15
Premium +17%
Return to IV: -14.3%
UMBF
Fairly valued
UMB FINANCIAL CORP
Price$130.39
Model IV$125.64
P/IV1.18
Premium +4%
Return to IV: -3.6%
UMBFO
Deeply undervalued
UMB FINANCIAL CORP
Price$25.20
Model IV$117.24
P/IV0.22
Discount 79%
Return to IV: +365.2%
UNB
Fairly valued
UNION BANKSHARES INC
Price$23.00
Model IV$24.86
P/IV0.95
Discount 7%
Return to IV: +8.1%
UNTY
Fairly valued
UNITY BANCORP INC /NJ/
Price$55.25
Model IV$53.86
P/IV1.11
Premium +3%
Return to IV: -2.5%
USB
Fairly valued
US BANCORP DE
Price$57.03
Model IV$53.77
P/IV1.09
Premium +6%
Return to IV: -5.7%
USCB
Deeply overvalued
USCB FINANCIAL HOLDINGS, INC.
Price$22.13
Model IV$12.00
P/IV1.88
Premium +84%
Return to IV: -45.8%
USML
Valuation N/A
USML
Price$47.26
Model IV—
P/IV—
Limited data — see page
UVSP
Deeply overvalued
UNIVEST FINANCIAL Corp
Price$41.26
Model IV$30.58
P/IV1.29
Premium +35%
Return to IV: -25.9%
VABK
Deeply overvalued
Virginia National Bankshares Corp
Price$49.13
Model IV$31.48
P/IV1.49
Premium +56%
Return to IV: -35.9%
VBNK
Valuation N/A
VersaBank
Price$21.88
Model IV—
P/IV—
Limited data — see page
VLY
Fairly valued
VALLEY NATIONAL BANCORP
Price$12.75
Model IV$12.05
P/IV1.07
Premium +6%
Return to IV: -5.5%
VLYPN
Deeply overvalued
VALLEY NATIONAL BANCORP
Price$24.86
Model IV$12.86
P/IV2.00
Premium +93%
Return to IV: -48.3%
VLYPO
Deeply overvalued
VALLEY NATIONAL BANCORP
Price$24.83
Model IV$12.86
P/IV1.94
Premium +93%
Return to IV: -48.2%
VLYPP
Deeply overvalued
VALLEY NATIONAL BANCORP
Price$25.01
Model IV$12.86
P/IV1.95
Premium +94%
Return to IV: -48.6%
VYLD
Deeply undervalued
JPMORGAN CHASE & CO
Price$31.26
Model IV$250.23
P/IV0.12
Discount 88%
Return to IV: +700.5%
WABC
Overvalued
WESTAMERICA BANCORPORATION
Price$59.59
Model IV$50.69
P/IV1.19
Premium +18%
Return to IV: -14.9%
WAFD
Undervalued
WAFD INC
Price$29.74
Model IV$37.71
P/IV0.94
Discount 21%
Return to IV: +26.8%
WAFDP
Deeply undervalued
WAFD INC
Price$15.18
Model IV$34.65
P/IV0.47
Discount 56%
Return to IV: +128.3%
WAL
Fairly valued
WESTERN ALLIANCE BANCORPORATION
Price$75.50
Model IV$74.21
P/IV1.07
Premium +2%
Return to IV: -1.7%
WASH
Deeply overvalued
WASHINGTON TRUST BANCORP INC
Price$37.35
Model IV$27.87
P/IV1.37
Premium +34%
Return to IV: -25.4%
WBS
Deeply overvalued
WEBSTER FINANCIAL CORP
Price$77.57
Model IV$59.42
P/IV1.22
Premium +31%
Return to IV: -23.4%
WF
Valuation N/A
WOORI FINANCIAL GROUP INC.
Price$72.67
Model IV—
P/IV—
Limited data — see page
WFC
Overvalued
WELLS FARGO & COMPANY/MN
Price$82.03
Model IV$69.00
P/IV1.20
Premium +19%
Return to IV: -15.9%
WNEB
Deeply overvalued
Western New England Bancorp, Inc.
Price$13.70
Model IV$8.20
P/IV1.67
Premium +67%
Return to IV: -40.1%
WSBC
Fairly valued
WESBANCO INC
Price$36.96
Model IV$36.60
P/IV1.16
Premium +1%
Return to IV: -1.0%
WSBCO
Deeply undervalued
WESBANCO INC
Price$25.00
Model IV$37.25
P/IV0.68
Discount 33%
Return to IV: +49.0%
WSBF
Deeply overvalued
Waterstone Financial, Inc.
Price$19.58
Model IV$14.42
P/IV1.45
Premium +36%
Return to IV: -26.4%
WSBK
Deeply overvalued
Winchester Bancorp, Inc./MD/
Price$12.90
Model IV$6.60
P/IV1.97
Premium +96%
Return to IV: -48.9%
WSFS
Deeply overvalued
WSFS FINANCIAL CORP
Price$75.41
Model IV$53.69
P/IV1.43
Premium +40%
Return to IV: -28.8%
WTBA
Deeply overvalued
WEST BANCORPORATION INC
Price$28.78
Model IV$18.73
P/IV1.53
Premium +54%
Return to IV: -34.9%
WTFC
Fairly valued
WINTRUST FINANCIAL CORP
Price$144.20
Model IV$131.59
P/IV1.09
Premium +10%
Return to IV: -8.7%
WTFCN
Deeply undervalued
WINTRUST FINANCIAL CORP
Price$25.50
Model IV$127.36
P/IV0.21
Discount 80%
Return to IV: +399.5%
ZION
Fairly valued
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
Price$62.73
Model IV$60.07
P/IV1.04
Premium +4%
Return to IV: -4.2%
ZIONP
Deeply undervalued
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
Price$17.40
Model IV$75.45
P/IV0.26
Discount 77%
Return to IV: +333.6%
