Educational use only — not investment advice. "Undervalued / fairly valued / overvalued" and every risk score reflect our models vs. price, which can be wrong or based on stale or incomplete data. Always review the company's own financials and SEC filings, and consult a licensed advisor, before acting.
MBBC
Deeply overvalued
Marathon Bancorp, Inc. /MD/
Price$15.10
Model IV$7.76
P/IV1.95
Premium +95%
Return to IV: -48.6%
MBIN
Deeply undervalued
Merchants Bancorp
Price$49.80
Model IV$78.97
P/IV0.60
Discount 37%
Return to IV: +58.6%
MBINL
Deeply undervalued
Merchants Bancorp
Price$23.41
Model IV$77.18
P/IV0.31
Discount 70%
Return to IV: +229.7%
MBINM
Deeply undervalued
Merchants Bancorp
Price$25.09
Model IV$83.81
P/IV0.30
Discount 70%
Return to IV: +234.1%
MBINN
Deeply undervalued
Merchants Bancorp
Price$18.75
Model IV$83.81
P/IV0.24
Discount 78%
Return to IV: +347.1%
MBWM
Fairly valued
MERCANTILE BANK CORP
Price$58.20
Model IV$64.90
P/IV0.82
Discount 10%
Return to IV: +11.5%
MCB
Overvalued
Metropolitan Bank Holding Corp.
Price$87.49
Model IV$68.93
P/IV1.27
Premium +27%
Return to IV: -21.2%
MCBS
Fairly valued
MetroCity Bankshares, Inc.
Price$34.68
Model IV$34.82
P/IV0.94
Discount 0%
Return to IV: +0.4%
MCHB
Deeply overvalued
Mechanics Bancorp
Price$14.51
Model IV$10.95
P/IV1.38
Premium +33%
Return to IV: -24.5%
MFG
Deeply undervalued
MIZUHO FINANCIAL GROUP INC
Price$10.67
Model IV$20.96
P/IV0.51
Discount 49%
Return to IV: +96.4%
MGYR
Overvalued
Magyar Bancorp, Inc.
Price$19.08
Model IV$14.71
P/IV1.18
Premium +30%
Return to IV: -22.9%
MNSB
Fairly valued
MainStreet Bancshares, Inc.
Price$24.92
Model IV$26.95
P/IV0.92
Discount 8%
Return to IV: +8.2%
MNSBP
Undervalued
MainStreet Bancshares, Inc.
Price$24.45
Model IV$33.29
P/IV0.75
Discount 27%
Return to IV: +36.1%
MPB
Overvalued
MID PENN BANCORP INC
Price$36.17
Model IV$29.74
P/IV1.10
Premium +22%
Return to IV: -17.8%
MRBK
Fairly valued
Meridian Corp
Price$18.70
Model IV$17.24
P/IV1.11
Premium +8%
Return to IV: -7.8%
MSBI
Deeply overvalued
Midland States Bancorp, Inc.
Price$32.56
Model IV$14.38
P/IV1.93
Premium +126%
Return to IV: -55.8%
MSBIP
Deeply overvalued
Midland States Bancorp, Inc.
Price$25.20
Model IV$13.99
P/IV1.81
Premium +80%
Return to IV: -44.5%
MTB
Overvalued
M&T BANK CORP
Price$217.56
Model IV$186.89
P/IV1.16
Premium +16%
Return to IV: -14.1%
MTUL
Valuation N/A
MTUL
Price$58.08
Model IV—
P/IV—
Limited data — see page
MUFG
Deeply overvalued
MITSUBISHI UFJ FINANCIAL GROUP INC
Price$22.48
Model IV$9.01
P/IV2.61
Premium +150%
Return to IV: -59.9%
MVBF
Deeply overvalued
MVB FINANCIAL CORP
Price$29.50
Model IV$22.20
P/IV1.21
Premium +33%
Return to IV: -24.7%
MYFW
Deeply overvalued
First Western Financial Inc
Price$30.10
Model IV$15.40
P/IV1.97
Premium +95%
Return to IV: -48.8%
NBBK
Overvalued
NB Bancorp, Inc.
Price$22.55
Model IV$17.49
P/IV1.15
Premium +29%
Return to IV: -22.4%
NBHC
Fairly valued
National Bank Holdings Corp
Price$38.18
Model IV$34.59
P/IV1.15
Premium +10%
Return to IV: -9.4%
NBTB
Deeply overvalued
NBT BANCORP INC
Price$50.53
Model IV$38.67
P/IV1.20
Premium +31%
Return to IV: -23.5%
NECB
Undervalued
NorthEast Community Bancorp, Inc./MD/
Price$27.41
Model IV$33.97
P/IV0.71
Discount 19%
Return to IV: +23.9%
NEWT
Deeply undervalued
NewtekOne, Inc.
Price$11.05
Model IV$22.10
P/IV0.51
Discount 50%
Return to IV: +100.0%
NEWTG
Fairly valued
NewtekOne, Inc.
Price$24.63
Model IV$28.38
P/IV0.88
Discount 13%
Return to IV: +15.2%
NEWTH
Fairly valued
NewtekOne, Inc.
Price$25.05
Model IV$28.38
P/IV0.89
Discount 12%
Return to IV: +13.3%
NEWTI
Fairly valued
NewtekOne, Inc.
Price$24.74
Model IV$28.38
P/IV0.89
Discount 13%
Return to IV: +14.7%
NEWTO
Fairly valued
NewtekOne, Inc.
Price$25.01
Model IV$22.86
P/IV1.14
Premium +9%
Return to IV: -8.6%
NEWTP
Fairly valued
NewtekOne, Inc.
Price$24.09
Model IV$26.17
P/IV0.95
Discount 8%
Return to IV: +8.6%
NFBK
Overvalued
Northfield Bancorp, Inc.
Price$15.31
Model IV$12.57
P/IV1.13
Premium +22%
Return to IV: -17.9%
NIC
Deeply overvalued
NICOLET BANKSHARES INC
Price$164.03
Model IV$86.29
P/IV1.94
Premium +90%
Return to IV: -47.4%
NKSH
Deeply overvalued
NATIONAL BANKSHARES INC
Price$42.98
Model IV$29.52
P/IV1.19
Premium +46%
Return to IV: -31.3%
NPB
Fairly valued
NORTHPOINTE BANCSHARES INC
Price$15.69
Model IV$17.57
P/IV0.88
Discount 11%
Return to IV: +12.0%
NRIM
Overvalued
NORTHRIM BANCORP INC
Price$24.65
Model IV$20.16
P/IV1.23
Premium +22%
Return to IV: -18.2%
NSTS
Deeply overvalued
NSTS Bancorp, Inc.
Price$14.26
Model IV$8.42
P/IV1.68
Premium +69%
Return to IV: -40.9%
NTB
Undervalued
Bank of N.T. Butterfield & Son Ltd
Price$57.85
Model IV$68.72
P/IV0.85
Discount 16%
Return to IV: +18.8%
NTRS
Deeply overvalued
NORTHERN TRUST CORP
Price$168.50
Model IV$98.67
P/IV1.76
Premium +71%
Return to IV: -41.4%
NTRSO
Deeply undervalued
NORTHERN TRUST CORP
Price$18.29
Model IV$104.84
P/IV0.17
Discount 83%
Return to IV: +473.2%
NWBI
Overvalued
Northwest Bancshares, Inc.
Price$14.85
Model IV$12.77
P/IV1.18
Premium +16%
Return to IV: -14.0%
NWFL
Fairly valued
NORWOOD FINANCIAL CORP
Price$33.87
Model IV$32.64
P/IV0.93
Premium +4%
Return to IV: -3.6%
NWG
Valuation N/A
NatWest Group plc
Price$17.15
Model IV—
P/IV—
Limited data — see page
OBK
Deeply overvalued
Origin Bancorp, Inc.
Price$52.47
Model IV$33.12
P/IV1.44
Premium +58%
Return to IV: -36.9%
OBT
Fairly valued
Orange County Bancorp, Inc. /DE/
Price$37.25
Model IV$35.25
P/IV1.06
Premium +6%
Return to IV: -5.4%
OCFC
Undervalued
OCEANFIRST FINANCIAL CORP
Price$16.42
Model IV$21.49
P/IV0.87
Discount 24%
Return to IV: +30.9%
OFG
Fairly valued
OFG BANCORP
Price$50.92
Model IV$50.95
P/IV1.01
Discount 0%
Return to IV: +0.1%
ONB
Overvalued
OLD NATIONAL BANCORP /IN/
Price$24.73
Model IV$21.47
P/IV1.15
Premium +15%
Return to IV: -13.2%
ONBPO
Fairly valued
OLD NATIONAL BANCORP /IN/
Price$24.79
Model IV$22.61
P/IV1.10
Premium +10%
Return to IV: -8.8%
ONBPP
Fairly valued
OLD NATIONAL BANCORP /IN/
Price$24.88
Model IV$23.13
P/IV1.07
Premium +8%
Return to IV: -7.0%
OPBK
Fairly valued
OP Bancorp
Price$15.07
Model IV$17.14
P/IV0.82
Discount 12%
Return to IV: +13.7%
OPHC
Undervalued
OptimumBank Holdings, Inc.
Price$9.02
Model IV$11.53
P/IV0.77
Discount 22%
Return to IV: +27.9%
ORRF
Fairly valued
ORRSTOWN FINANCIAL SERVICES INC
Price$41.38
Model IV$38.63
P/IV1.06
Premium +7%
Return to IV: -6.6%
OSBC
Fairly valued
OLD SECOND BANCORP INC
Price$24.86
Model IV$23.19
P/IV0.92
Premium +7%
Return to IV: -6.7%
OVBC
Deeply overvalued
OHIO VALLEY BANC CORP
Price$45.60
Model IV$31.30
P/IV1.54
Premium +46%
Return to IV: -31.4%
OVLY
Deeply overvalued
Oak Valley Bancorp
Price$34.27
Model IV$25.25
P/IV1.33
Premium +36%
Return to IV: -26.3%
PB
Fairly valued
PROSPERITY BANCSHARES INC
Price$66.69
Model IV$67.97
P/IV0.99
Discount 2%
Return to IV: +1.9%
PBFS
Deeply overvalued
Pioneer Bancorp, Inc./MD
Price$17.62
Model IV$10.07
P/IV1.48
Premium +75%
Return to IV: -42.8%
PBHC
Fairly valued
Pathfinder Bancorp, Inc.
Price$17.50
Model IV$17.31
P/IV1.06
Premium +1%
Return to IV: -1.1%