Educational use only — not investment advice. "Undervalued / fairly valued / overvalued" and every risk score reflect our models vs. price, which can be wrong or based on stale or incomplete data. Always review the company's own financials and SEC filings, and consult a licensed advisor, before acting.
FULTP
Undervalued
FULTON FINANCIAL CORP
Price$16.72
Model IV$23.01
P/IV0.79
Discount 27%
Return to IV: +37.6%
FUNC
Deeply overvalued
FIRST UNITED CORP/MD/
Price$43.50
Model IV$30.15
P/IV1.45
Premium +44%
Return to IV: -30.7%
FUSB
Overvalued
FIRST US BANCSHARES, INC.
Price$16.52
Model IV$14.32
P/IV1.12
Premium +15%
Return to IV: -13.3%
FVCB
Deeply overvalued
FVCBankcorp, Inc.
Price$17.56
Model IV$11.95
P/IV1.32
Premium +47%
Return to IV: -31.9%
FXNC
Deeply overvalued
FIRST NATIONAL CORP /VA/
Price$29.97
Model IV$16.83
P/IV1.81
Premium +78%
Return to IV: -43.8%
GABC
Fairly valued
GERMAN AMERICAN BANCORP, INC.
Price$48.82
Model IV$43.97
P/IV0.99
Premium +11%
Return to IV: -9.9%
GBCI
Deeply overvalued
GLACIER BANCORP, INC.
Price$42.98
Model IV$29.30
P/IV1.62
Premium +47%
Return to IV: -31.8%
GBFH
Overvalued
GBank Financial Holdings Inc.
Price$17.60
Model IV$14.62
P/IV2.04
Premium +20%
Return to IV: -16.9%
GCBC
Deeply overvalued
GREENE COUNTY BANCORP INC
Price$34.34
Model IV$24.40
P/IV1.44
Premium +41%
Return to IV: -28.9%
GGAL
Valuation N/A
GRUPO FINANCIERO GALICIA SA
Price$36.76
Model IV—
P/IV—
Limited data — see page
GSBC
Overvalued
GREAT SOUTHERN BANCORP, INC.
Price$78.36
Model IV$67.62
P/IV1.06
Premium +16%
Return to IV: -13.7%
HAFC
Fairly valued
HANMI FINANCIAL CORP
Price$31.28
Model IV$30.32
P/IV0.99
Premium +3%
Return to IV: -3.1%
HBAN
Fairly valued
HUNTINGTON BANCSHARES INC /MD/
Price$15.37
Model IV$17.02
P/IV0.90
Discount 10%
Return to IV: +10.7%
HBANL
Deeply overvalued
HUNTINGTON BANCSHARES INC /MD/
Price$24.70
Model IV$18.34
P/IV1.37
Premium +35%
Return to IV: -25.7%
HBANM
Fairly valued
HUNTINGTON BANCSHARES INC /MD/
Price$19.20
Model IV$18.34
P/IV1.17
Premium +5%
Return to IV: -4.5%
HBANP
Undervalued
HUNTINGTON BANCSHARES INC /MD/
Price$15.18
Model IV$18.34
P/IV0.91
Discount 17%
Return to IV: +20.8%
HBANZ
Fairly valued
HUNTINGTON BANCSHARES INC /MD/
Price$19.00
Model IV$18.34
P/IV1.04
Premium +4%
Return to IV: -3.5%
HBCP
Fairly valued
HOME BANCORP, INC.
Price$66.70
Model IV$61.01
P/IV1.06
Premium +9%
Return to IV: -8.5%
HBNC
Deeply overvalued
HORIZON BANCORP INC /IN/
Price$19.50
Model IV$9.55
P/IV1.99
Premium +104%
Return to IV: -51.0%
HBT
Overvalued
HBT Financial, Inc.
Price$35.53
Model IV$28.38
P/IV1.01
Premium +25%
Return to IV: -20.1%
HDB
Deeply undervalued
HDFC BANK LTD
Price$22.01
Model IV$64.26
P/IV0.35
Discount 66%
Return to IV: +192.0%
HFBL
Deeply overvalued
Home Federal Bancorp, Inc. of Louisiana
Price$24.16
Model IV$13.18
P/IV1.90
Premium +83%
Return to IV: -45.4%
HFWA
Overvalued
HERITAGE FINANCIAL CORP /WA/
Price$27.57
Model IV$21.38
P/IV1.27
Premium +29%
Return to IV: -22.4%
HNVR
Overvalued
Hanover Bancorp, Inc. /MD
Price$24.87
Model IV$19.71
P/IV1.33
Premium +26%
Return to IV: -20.7%
HOMB
Fairly valued
HOME BANCSHARES INC
Price$28.48
Model IV$25.87
P/IV1.03
Premium +10%
Return to IV: -9.2%
HOPE
Fairly valued
HOPE BANCORP INC
Price$13.46
Model IV$12.81
P/IV1.06
Premium +5%
Return to IV: -4.8%
HSBC
Deeply overvalued
HSBC HOLDINGS PLC
Price$92.61
Model IV$63.30
P/IV1.59
Premium +46%
Return to IV: -31.6%
HTB
Overvalued
HomeTrust Bancshares, Inc.
Price$46.43
Model IV$35.76
P/IV1.30
Premium +30%
Return to IV: -23.0%
HTH
Deeply overvalued
Hilltop Holdings Inc.
Price$36.68
Model IV$28.05
P/IV1.34
Premium +31%
Return to IV: -23.5%
HWBK
Overvalued
HAWTHORN BANCSHARES, INC.
Price$38.26
Model IV$30.22
P/IV1.26
Premium +27%
Return to IV: -21.0%
HWC
Overvalued
HANCOCK WHITNEY CORP
Price$72.71
Model IV$58.36
P/IV1.17
Premium +25%
Return to IV: -19.7%
HWCPZ
Deeply undervalued
HANCOCK WHITNEY CORP
Price$20.85
Model IV$63.33
P/IV0.35
Discount 67%
Return to IV: +203.8%
HYNE
Deeply overvalued
Hoyne Bancorp, Inc.
Price$16.83
Model IV$11.14
P/IV1.48
Premium +51%
Return to IV: -33.8%
IBCP
Fairly valued
INDEPENDENT BANK CORP /MI/
Price$35.76
Model IV$38.50
P/IV0.89
Discount 7%
Return to IV: +7.7%
IBN
Valuation N/A
ICICI BANK LTD
Price$27.90
Model IV—
P/IV—
Limited data — see page
IBOC
Undervalued
INTERNATIONAL BANCSHARES CORP
Price$68.40
Model IV$90.87
P/IV0.79
Discount 25%
Return to IV: +32.9%
IFS
Valuation N/A
Intercorp Financial Services Inc.
Price$53.00
Model IV—
P/IV—
Limited data — see page
INBK
Fairly valued
First Internet Bancorp
Price$26.46
Model IV$25.81
P/IV1.01
Premium +3%
Return to IV: -2.4%
INBKZ
Fairly valued
First Internet Bancorp
Price$25.30
Model IV$25.81
P/IV0.98
Discount 2%
Return to IV: +2.1%
INDB
Overvalued
INDEPENDENT BANK CORP
Price$77.12
Model IV$62.76
P/IV1.27
Premium +23%
Return to IV: -18.6%
ING
Deeply overvalued
ING GROEP NV
Price$33.43
Model IV$23.47
P/IV1.53
Premium +42%
Return to IV: -29.8%
INTR
Deeply overvalued
Inter & Co, Inc.
Price$7.24
Model IV$1.81
P/IV2.90
Premium +300%
Return to IV: -75.0%
ISBA
Deeply overvalued
ISABELLA BANK CORP
Price$38.46
Model IV$24.83
P/IV1.50
Premium +55%
Return to IV: -35.4%
ISTR
Overvalued
Investar Holding Corp
Price$29.06
Model IV$22.76
P/IV1.24
Premium +28%
Return to IV: -21.7%
ITUB
Undervalued
Itau Unibanco Holding S.A.
Price$9.83
Model IV$12.95
P/IV0.63
Discount 24%
Return to IV: +31.7%
IWDL
Valuation N/A
IWDL
Price$70.25
Model IV—
P/IV—
Limited data — see page
IWFL
Valuation N/A
IWFL
Price$61.44
Model IV—
P/IV—
Limited data — see page
IWML
Valuation N/A
UBS AG
Price$34.49
Model IV—
P/IV—
Limited data — see page
JMSB
Deeply overvalued
John Marshall Bancorp, Inc.
Price$22.95
Model IV$16.55
P/IV1.28
Premium +39%
Return to IV: -27.9%
JPM
Deeply overvalued
JPMORGAN CHASE & CO
Price$331.42
Model IV$234.24
P/IV1.46
Premium +41%
Return to IV: -29.3%
KB
Valuation N/A
KB Financial Group Inc.
Price$122.04
Model IV—
P/IV—
Limited data — see page
KEY
Overvalued
KEYCORP /NEW/
Price$20.10
Model IV$17.44
P/IV1.16
Premium +15%
Return to IV: -13.2%
KFFB
Deeply overvalued
Kentucky First Federal Bancorp
Price$5.99
Model IV$2.91
P/IV1.64
Premium +106%
Return to IV: -51.4%
KRNY
Overvalued
Kearny Financial Corp.
Price$9.20
Model IV$7.85
P/IV1.19
Premium +17%
Return to IV: -14.7%
LARK
Valuation N/A
LANDMARK BANCORP INC
Price$31.50
Model IV—
P/IV—
Limited data — see page
LCNB
Overvalued
LCNB CORP
Price$18.94
Model IV$15.24
P/IV1.12
Premium +24%
Return to IV: -19.5%
LKFN
Overvalued
LAKELAND FINANCIAL CORP
Price$57.45
Model IV$45.02
P/IV1.35
Premium +28%
Return to IV: -21.6%
LOB
Deeply overvalued
Live Oak Bancshares, Inc.
Price$34.57
Model IV$22.26
P/IV1.67
Premium +55%
Return to IV: -35.6%
LSBK
Deeply overvalued
Lake Shore Bancorp, Inc. /MD/
Price$18.04
Model IV$12.04
P/IV1.50
Premium +50%
Return to IV: -33.3%
LYG
Valuation N/A
Lloyds Banking Group plc
Price$5.38
Model IV—
P/IV—
Limited data — see page