What does not workSAVNG Research · September 10, 2026Pre-registered

A first-ever insider purchase is not a signal in calm markets

The claim. If you had bought the same stock the day after every first-ever purchase became public, from 2006 to 2026, and held for three months, you would have beaten small caps by +4.4 pts on average when the market was in a sell-off (807 trades, unlikely to be luck) and by +0.8 pts when it was calm (2,563 trades, indistinguishable from luck). All states together: +1.6 pts across 3,370 trades.

We pre-registered the idea that a brand-new insider position in retail during a calm market would be informative. It was not. First purchases only matter when the market is already frightened.

How we tested it
  • Trades: every open-market insider purchase reported to the SEC on Form 4 from 2006 onward that passes our routine-versus-opportunistic filter; for this piece, the buyer had no prior open-market purchase on record.
  • Entry: first session after the filing became public. Held 63 trading days (about three months).
  • Benchmark: IWM (small caps), because insider-buy candidates skew small and cheap; beating the S&P alone would just be that tilt.
  • Market state: stress = SPY at least 10% below its trailing 1-year high on the entry day; calm otherwise.
  • Statistics: clustered by company (one vote per company) — five insiders buying the same stock in the same week count once. Cells under 40 trades or 15 companies are shown but greyed. No trading costs deducted.
  • What is excluded: companies without a ten-year price history (delisted names are the main gap; see the survivorship note on the evidence page).
Reproduce: node savng-insider-history/sector-findings.js → reports/sector-findings.json (generated 2026-09-10); served at /research-data.
The picture
Services+14.4 pts n 44REITs+3.8 pts n 62Industrials & manufacturing+2.7 pts n 89Banks+2.3 pts n 188Other+2.1 pts n 41

Three-month excess return versus small caps for first-ever purchases made during sell-offs, by sector. Sectors with too few trades omitted from the chart, shown in the table.

Does it apply to your sector?
Sector (SEC industry group)In sell-offsIn calm marketsRead
Transport & logistics +25.4 pts n 17 · t 1.8 −1.1 pts n 33 · t 0.1 Too few trades to say
Medical devices +17.9 pts n 27 · t 1.4 −5.4 pts n 43 · t -1.3 Too few trades to say
Construction +16.2 pts n 13 · t 3.2 −5.1 pts n 15 · t -1.1 Too few trades to say
Services +14.4 pts n 44 · t 2.2 −2.5 pts n 106 · t -0.7 Sell-offs only; loses in calm
Mining & metals +12.2 pts n 3 · t 0.0 −2.6 pts n 12 · t -0.9 Too few trades to say
Energy +9.6 pts n 22 · t 0.7 −0.5 pts n 100 · t -0.8 Too few trades to say
Biotech & pharma +8.4 pts n 28 · t 0.6 −1.8 pts n 90 · t 0.3 Too few trades to say
Finance & real estate +7.8 pts n 17 · t 1.4 +0.1 pts n 56 · t 0.2 Too few trades to say
Telecom & media +5.9 pts n 4 · t 0.4 −1.3 pts n 23 · t -1.1 Too few trades to say
REITs +3.8 pts n 62 · t 0.7 +0.9 pts n 150 · t -0.3 No reliable edge
Food, drink & tobacco +3.5 pts n 4 · t 0.3 −1.1 pts n 25 · t 0.0 Too few trades to say
Retail & consumer +2.8 pts n 31 · t 1.1 +0.1 pts n 114 · t 0.9 Too few trades to say
Industrials & manufacturing +2.7 pts n 89 · t 0.8 +5.7 pts n 321 · t 1.1 No reliable edge
Utilities +2.4 pts n 17 · t 0.1 −2.4 pts n 63 · t -1.7 Too few trades to say
Insurance +2.3 pts n 27 · t 0.5 +1.3 pts n 66 · t 0.0 Too few trades to say
Banks +2.3 pts n 188 · t -0.5 +1.6 pts n 551 · t 2.2 Calm markets only
Other +2.1 pts n 41 · t 0.5 +0.5 pts n 103 · t 0.7 No reliable edge
Software & IT services −1.1 pts n 13 · t -0.5 −2.2 pts n 42 · t -0.2 Too few trades to say
Tech hardware & semis −3.4 pts n 21 · t -0.2 −3.0 pts n 76 · t -1.3 Too few trades to say
Healthcare services +9.3 pts n 12 · t 1.2 Too few trades to say

t is the clustered t-statistic: above 2 means the result is unlikely to be luck; above 3, very unlikely. "n" is trades.

Where it applies today

Market state now: NORMAL — the S&P 500 is 3.1% below its one-year high (as of 2026-09-16). The calm column above is the one that applies today; the sell-off numbers are what to expect if conditions change.

Sectors under pressure right now (their own ETF is in a drawdown):

No buy in the last 45 days matches this definition among names we cover.

Where it does not apply
This is a negative result and we publish it as one.

SAVNG is an educational research publication, not a Registered Investment Adviser. Everything here is general-circulation information produced by an automated pipeline — the same for every reader — and is not personalized investment advice, an offer, or a recommendation to buy or sell any security. Any performance figure is hypothetical; past performance does not predict future results. Details.

Published by SAVNG Research. Every figure on this page is read from the study data at render time; if the study changes, the page changes with it.

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