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Verdict

Fairly valued stocks right now

Recomputed daily from each company's filings and price. Cheap can mean overlooked or it can mean trouble: open any card for the failure-warning checks and insider activity before deciding which.

Every analyzed stock in Fairly Valued — 556 companies. Each card shows price, our model's intrinsic value (IV), and how far price sits above or below it. Click any card for the full analysis. This is a research-triage view, not a buy/sell signal.

Educational use only — not investment advice. "Undervalued / fairly valued / overvalued" and every risk score reflect our models vs. price, which can be wrong or based on stale or incomplete data. Always review the company's own financials and SEC filings, and consult a licensed advisor, before acting.
"Fairly Valued" by: Model value (price vs DCF) Owner-earnings return (equity bond)

This lens: price against our probability-weighted DCF value (P/IV). Its own forward record began accruing on 2026-09-10 (daily snapshots); until a year of it exists, the panel below tests the nearest cousin we can measure point-in-time — cheap on book value — and says so.

Market state today: Calm — the S&P 500 closed 0.7% below its 1-year high (as of 2026-10-08). Our rule, the same one used to split every backtest on this site: sell-off = 10% or more below the 1-year high, borderline from 5%, calm otherwise. A further 9.4% fall from here would put us in a sell-off. Since 2006 the market has been in a sell-off 16.6% of the time, across 13 episodes (red bands).
2007200920112013201520172019202120232025
S&P 500 (SPY, adjusted) distance from its trailing 1-year high, weekly. Amber band: borderline (−5% to −10%). Red band: sell-off (below −10%). The dot is today. History to 2026-08-19 from the research database; today from the live feed.
Backtest · point in time · 8,702 entries in the study

Does this screen work? The record for exactly these filters

Screen tested: Proxy: price-to-book 1–2 (fair band has no point-in-time history yet) · bought the day of the annual report, held 12 months
Could be luck ●●●●● Buy every company that met this screen on the day it filed its annual report, hold 12 months: on average it beat the S&P 500 by +0.6 pts (2,157 entries, 430 companies, indistinguishable from luck). 44% of entries beat the S&P; 16% beat it by 30 points or more; 31% trailed it by 20 points or more. Owning everything instead averaged +1.7 pts, so the screen's edge is −1.1 pts.
+0.6 ptsvs S&P, average
44%beat the S&P
16%up 30+ pts vs S&P
31%down 20+ pts vs S&P
+3.0 ptsvs small caps, 12 mo
−17.8 pts 2019worst year to buy ?
0.5luck check ?
Does the holding period matter?3 mo: −0.4 pts 46% beat6 mo: −1.2 pts 43% beat12 mo: +0.6 pts 44% beat24 mo: −4.3 pts 38% beat3 yr, per yr: −5.6 pts 32% beat
Market state at entryCompany-yearsvs S&P 12 movs small caps
Calm ◀ today1,915−0.7 pts t -0.7+2.1 pts
Sell-off (S&P ≥10% off high)242+10.6 pts t 1.7+10.0 pts
Sector (SEC group)nvs S&P 12 mo3 yrs / yr
Industrials & manufacturing677−0.2 pts t -0.1−7.1 pts
Energy209−4.5 pts t -1.1−12.2 pts
Tech hardware & semis175+6.3 pts t 1.4−3.9 pts
Services170+3.5 pts t 0.8+0.7 pts
Utilities169−3.6 pts t -2.0−4.4 pts
Retail & consumer148+5.4 pts t 1.2−1.8 pts
Other99−3.6 pts t -0.8−6.6 pts
Finance & real estate83−4.1 pts t -1.6−7.9 pts
Construction71+4.1 pts t 0.8−2.0 pts
Medical devices66+11.1 pts t 1.0+1.6 pts
Biotech & pharma47+3.7 pts t 0.5−12.0 pts
Food, drink & tobacco47+1.6 pts t 0.3−4.1 pts

Holds up out of sample? Before 2017: +2.2 pts (n 917, t 1.8). From 2017: −0.6 pts (n 1,240, t -0.3). Flips sign between halves — treat as noise.

Year20092010201120122013201420152016201720182019202020212022202320242025
vs S&P+1 pts+4 pts−1 pts+6 pts+9 pts−6 pts−6 pts+8 pts−3 pts−8 pts−18 pts+41 pts+3 pts+3 pts−13 pts−13 pts+2 pts
n34082162172155157146128132149147115143144145137

Read the research behind this screen: Price-to-book still sorts, across all sizes → · Test your own combination in the Screen Lab →

Our model values are recomputed daily but were never stored historically, so this band cannot be backtested honestly yet. Daily snapshots began 2026-09-10; a true record accrues from there. Until then the nearest tested cousin is shown — cheap on book value — and labelled as a proxy. Point-in-time: each entry is one company bought at the first close after its 10-K filing date, using only filings available that day, held 12 months; result = total return minus SPY over the same months (vs IWM for 12 months; 3-yr annualised). Survivorship-tilted universe; no costs; read spreads, not levels. Educational, hypothetical, before costs.

NTIC
NORTHERN TECHNOLOGIES INTERNATIONAL CORP
Fairly valued
Industrials
Price$7.66
Model IV$8.47
P/IV0.93
Discount 10% Return to IV: +10.6%
Market implies -4.0%/yr vs model +10.5% · below model
NTST
NETSTREIT Corp.
Undervalued
Financial Services
Price$17.43
Model IV$20.70
P/IV0.98
Discount 16% Return to IV: +18.8%
NVST
Envista Holdings Corp
Fairly valued
Healthcare
Price$22.72
Model IV$23.59
P/IV1.01
Discount 4% Return to IV: +3.8%
Market implies +5.9%/yr vs model +7.6% · in line
NWFL
NORWOOD FINANCIAL CORP
Fairly valued
Financial Services
Price$33.87
Model IV$32.64
P/IV0.93
Premium +4% Return to IV: -3.6%
O
REALTY INCOME CORP
Fairly valued
Financial Services
Price$54.17
Model IV$50.70
P/IV1.10
Premium +7% Return to IV: -6.4%
OBT
Orange County Bancorp, Inc. /DE/
Fairly valued
Financial Services
Price$37.25
Model IV$35.25
P/IV1.06
Premium +6% Return to IV: -5.4%
OCFC
OCEANFIRST FINANCIAL CORP
Undervalued
Financial Services
Price$16.42
Model IV$21.49
P/IV0.87
Discount 24% Return to IV: +30.9%
OFG
OFG BANCORP
Fairly valued
Financial Services
Price$50.92
Model IV$50.95
P/IV1.01
Discount 0% Return to IV: +0.1%
ONBPO
OLD NATIONAL BANCORP /IN/
Fairly valued
Financial Services
Price$24.79
Model IV$22.61
P/IV1.10
Premium +10% Return to IV: -8.8%
ONBPP
OLD NATIONAL BANCORP /IN/
Fairly valued
Financial Services
Price$24.88
Model IV$23.13
P/IV1.07
Premium +8% Return to IV: -7.0%
OPRA
Opera Ltd
Fairly valued
Technology
Price$16.84
Model IV$19.36
P/IV0.92
Discount 13% Return to IV: +15.0%
Market implies +9.4%/yr vs model +15.9% · below model
OPRT
Oportun Financial Corp
Fairly valued
Financial Services
Price$8.66
Model IV$8.87
P/IV0.96
Discount 2% Return to IV: +2.5%
Market implies +5.9%/yr vs model +9.0% · below model
ORI
OLD REPUBLIC INTERNATIONAL CORP
Fairly valued
Financial Services
Price$38.55
Model IV$43.04
P/IV0.87
Discount 10% Return to IV: +11.6%
ORRF
ORRSTOWN FINANCIAL SERVICES INC
Fairly valued
Financial Services
Price$41.38
Model IV$38.63
P/IV1.06
Premium +7% Return to IV: -6.6%
OSBC
OLD SECOND BANCORP INC
Fairly valued
Financial Services
Price$24.86
Model IV$23.19
P/IV0.92
Premium +7% Return to IV: -6.7%
OSIS
OSI SYSTEMS INC
Fairly valued
Technology
Price$193.36
Model IV$189.38
P/IV1.07
Premium +2% Return to IV: -2.1%
Market implies +6.5%/yr vs model +7.5% · in line
OSPN
OneSpan Inc.
Deeply overvalued
Technology
Price$18.01
Model IV$13.42
P/IV1.08
Premium +34% Return to IV: -25.5%
Market implies +8.0%/yr vs model +5.8% · in line
OSW
ONESPAWORLD HOLDINGS Ltd
Fairly valued
Communication Services
Price$23.50
Model IV$24.24
P/IV0.98
Discount 3% Return to IV: +3.1%
Market implies +18.5%/yr vs model +25.0% · below model
OTIS
Otis Worldwide Corp
Fairly valued
Technology
Price$66.11
Model IV$67.70
P/IV1.01
Discount 2% Return to IV: +2.4%
Market implies +6.6%/yr vs model +8.5% · in line
OXY
OCCIDENTAL PETROLEUM CORP /DE/
Fairly valued
Energy
Price$60.28
Model IV$56.59
P/IV1.03
Premium +7% Return to IV: -6.1%
Market implies +2.1%/yr vs model +1.5% · in line
PAG
PENSKE AUTOMOTIVE GROUP, INC.
Fairly valued
Consumer Cyclical
Price$198.05
Model IV$185.86
P/IV1.13
Premium +7% Return to IV: -6.2%
Market implies +6.8%/yr vs model +7.3% · in line
PATK
PATRICK INDUSTRIES INC
Deeply undervalued
Consumer Cyclical
Price$65.07
Model IV$98.92
P/IV0.92
Discount 34% Return to IV: +52.0%
Market implies -3.3%/yr vs model +3.0% · below model
PB
PROSPERITY BANCSHARES INC
Fairly valued
Financial Services
Price$66.69
Model IV$67.97
P/IV0.99
Discount 2% Return to IV: +1.9%
PBHC
Pathfinder Bancorp, Inc.
Fairly valued
Financial Services
Price$17.50
Model IV$17.31
P/IV1.06
Premium +1% Return to IV: -1.1%
PCB
PCB BANCORP
Fairly valued
Financial Services
Price$27.89
Model IV$27.20
P/IV0.90
Premium +3% Return to IV: -2.5%
PCOR
PROCORE TECHNOLOGIES, INC.
Overvalued
Technology
Price$54.78
Model IV$44.38
P/IV1.12
Premium +23% Return to IV: -19.0%
Market implies +1.9%/yr vs model +26.6% · below model
PD
PagerDuty, Inc.
Fairly valued
Technology
Price$15.80
Model IV$15.31
P/IV0.97
Premium +3% Return to IV: -3.1%
Market implies -1.5%/yr vs model +15.0% · below model
PDS
PRECISION DRILLING Corp
Fairly valued
Energy
Price$84.29
Model IV$88.48
P/IV0.93
Discount 5% Return to IV: +5.0%
Market implies +3.9%/yr vs model +6.9% · in line
PEBO
PEOPLES BANCORP INC
Fairly valued
Financial Services
Price$36.31
Model IV$39.15
P/IV0.89
Discount 7% Return to IV: +7.8%
PEG
PUBLIC SERVICE ENTERPRISE GROUP INC
Fairly valued
Utilities
Price$71.84
Model IV$82.53
P/IV0.95
Discount 13% Return to IV: +14.9%
PEGA
PEGASYSTEMS INC
Fairly valued
Technology
Price$35.49
Model IV$35.64
P/IV1.00
Discount 0% Return to IV: +0.4%
Market implies +8.5%/yr vs model +10.3% · in line
PENN
PENN Entertainment, Inc.
Fairly valued
Consumer Cyclical
Price$15.76
Model IV$16.05
P/IV0.97
Discount 2% Return to IV: +1.8%
Market implies +5.3%/yr vs model +6.9% · in line
PERF
Perfect Corp.
Fairly valued
Technology
Price$1.92
Model IV$1.79
P/IV1.07
Premium +7% Return to IV: -6.6%
Market implies +8.8%/yr vs model +12.6% · below model
PFE
PFIZER INC
Fairly valued
Healthcare
Price$27.82
Model IV$27.57
P/IV1.04
Premium +1% Return to IV: -0.9%
Market implies +4.5%/yr vs model +5.1% · in line
PFIS
PEOPLES FINANCIAL SERVICES CORP.
Fairly valued
Financial Services
Price$69.07
Model IV$61.62
P/IV0.96
Premium +12% Return to IV: -10.8%
PFS
PROVIDENT FINANCIAL SERVICES INC
Fairly valued
Financial Services
Price$22.22
Model IV$22.73
P/IV0.98
Discount 2% Return to IV: +2.3%
PHAR
Pharming Group N.V.
Undervalued
Healthcare
Price$9.53
Model IV$11.23
P/IV0.86
Discount 15% Return to IV: +17.9%
Market implies +6.4%/yr vs model +12.2% · below model
PHI
PLDT Inc.
Fairly valued
Communication Services
Price$18.29
Model IV$17.59
P/IV0.99
Premium +4% Return to IV: -3.8%
Market implies +2.6%/yr vs model +2.4% · in line
PHIN
PHINIA INC.
Fairly valued
Consumer Cyclical
Price$58.46
Model IV$65.46
P/IV0.92
Discount 11% Return to IV: +12.0%
Market implies +3.5%/yr vs model +6.2% · in line
PKBK
PARKE BANCORP, INC.
Fairly valued
Financial Services
Price$32.65
Model IV$31.34
P/IV1.06
Premium +4% Return to IV: -4.0%
PMTU
PennyMac Mortgage Investment Trust
Fairly valued
Financial Services
Price$25.20
Model IV$23.63
P/IV1.08
Premium +7% Return to IV: -6.2%
PNC
PNC FINANCIAL SERVICES GROUP, INC.
Fairly valued
Financial Services
Price$219.68
Model IV$197.61
P/IV1.13
Premium +11% Return to IV: -10.0%
PNFP
Pinnacle Financial Partners, Inc.
Fairly valued
Financial Services
Price$94.67
Model IV$89.83
P/IV1.04
Premium +5% Return to IV: -5.1%
PNW
PINNACLE WEST CAPITAL CORP
Fairly valued
Utilities
Price$97.98
Model IV$90.54
P/IV1.10
Premium +8% Return to IV: -7.6%
POLA
Polar Power, Inc.
Deeply undervalued
Technology
Price$1.08
Model IV$2.19
P/IV0.94
Discount 51% Return to IV: +102.8%
Market implies -17.6%/yr vs model +2.0% · below model
PRAA
PRA GROUP INC
Fairly valued
Financial Services
Price$20.32
Model IV$17.74
P/IV0.86
Premium +15% Return to IV: -12.7%
Market implies +1.1%/yr vs model +2.3% · in line
PRIM
Primoris Services Corp
Deeply undervalued
Industrials
Price$82.66
Model IV$136.90
P/IV0.92
Discount 40% Return to IV: +65.6%
Market implies +5.9%/yr vs model +16.7% · below model
PRKS
United Parks & Resorts Inc.
Fairly valued
Communication Services
Price$32.09
Model IV$37.24
P/IV0.88
Discount 14% Return to IV: +16.0%
Market implies +2.3%/yr vs model +6.4% · below model
PTC
PTC INC.
Deeply overvalued
Technology
Price$193.73
Model IV$139.75
P/IV1.00
Premium +39% Return to IV: -27.9%
Market implies +13.9%/yr vs model +11.7% · in line
PXS
Pyxis Tankers Inc.
Overvalued
Industrials
Price$8.10
Model IV$6.83
P/IV0.98
Premium +19% Return to IV: -15.7%
Market implies -3.3%/yr vs model -2.4% · in line
QCRH
QCR HOLDINGS INC
Fairly valued
Financial Services
Price$98.54
Model IV$88.42
P/IV1.12
Premium +11% Return to IV: -10.3%
QGEN
QIAGEN N.V.
Fairly valued
Healthcare
Price$44.53
Model IV$41.36
P/IV1.06
Premium +8% Return to IV: -7.1%
Market implies +6.3%/yr vs model +6.5% · in line
QTWO
Q2 Holdings, Inc.
Deeply overvalued
Technology
Price$58.69
Model IV$41.20
P/IV1.15
Premium +42% Return to IV: -29.8%
Market implies +14.4%/yr vs model +12.3% · in line
RAMP
LiveRamp Holdings, Inc.
Fairly valued
Technology
Price$37.57
Model IV$33.97
P/IV1.11
Premium +11% Return to IV: -9.6%
Market implies +11.3%/yr vs model +12.7% · in line
RAVE
RAVE RESTAURANT GROUP, INC.
Undervalued
Consumer Defensive
Price$2.24
Model IV$3.07
P/IV0.90
Discount 27% Return to IV: +36.9%
Market implies -2.9%/yr vs model +6.1% · below model
RBB
RBB Bancorp
Fairly valued
Financial Services
Price$25.88
Model IV$26.29
P/IV0.91
Discount 2% Return to IV: +1.6%
RDNT
RadNet, Inc.
Fairly valued
Healthcare
Price$68.21
Model IV$67.26
P/IV1.09
Premium +1% Return to IV: -1.4%
Market implies -2.8%/yr vs model +11.6% · below model
RDY
DR REDDYS LABORATORIES LTD
Fairly valued
Healthcare
Price$12.20
Model IV$12.79
P/IV0.97
Discount 5% Return to IV: +4.8%
Market implies +7.7%/yr vs model +10.0% · in line
REBN
Reborn Coffee, Inc.
Deeply overvalued
Consumer Cyclical
Price$1.89
Model IV$1.19
P/IV0.91
Premium +58% Return to IV: -36.9%
Market implies +6.6%/yr vs model +37.3% · below model
REG
REGENCY CENTERS CORP
Fairly valued
Financial Services
Price$71.48
Model IV$74.58
P/IV1.04
Discount 4% Return to IV: +4.3%